Buyer Timeline
Congratulations on taking your first steps in the home-buying process! Being as informed as possible is the best way to stay on track and to ensure a smooth transaction. Once you find a REALTOR who will help you find your perfect home, the steps below are how the transaction typically unfolds after your offer is accepted.
Select your state below:
MASSACHUSETTS
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
OFFER TO PURCHASE
You & ReALTOR
10-14
Calendar
Days
After offer is accepted
inspections
Home inspector
PURCHASE & SALE AGREEMENT
REAL ESTATE ATTORNEY
21-35
Calendar
Days
After offer is accepted
SUBMIT FINANCIALS TO LENDER
you & lender
APPRAISAL
bank appraiser
MORTGAGE COMMITMENT
you & lender
FINAL WALK-THROUGH
you & realtor
CLOSE
you & TITLE COMPANY
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.
connecticut
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
you & realtor
purchase & sale agreement
real estate attorney & realtor
10-14
Calendar
Days
After offer is accepted
inspections
Home inspector
SUBMIT FINANCIALS TO LENDER
YOU & LENDER
21-35
Calendar
Days
After offer is accepted
APPRAISAL
bank appraiser
MORTGAGE COMMITMENT
you & lender
FINAL WALK-THROUGH
you & realtor
CLOSE
you & attorney
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.
NEW HAMPSHIRE
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
OFFER TO PURCHASE
You & Your REALTOR
10-14
Calendar
Days
After offer is accepted
inspections
Home inspector
SUBMIT FINANCIALS TO LENDER
you & lender
21-35
Calendar
Days
After offer is accepted
APPRAISAL
bank appraiser
MORTGAGE COMMITMENT
you & lender
FINAL WALK-THROUGH
you & realtor
CLOSE
you & title company
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.
RHODE ISLAND
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
you & realtor
purchase and sale agreement
REAL ESTATE ATTORNEY* & REALTOR
10-14
Calendar
Days
After offer is accepted
inspections
Home inspector
FORMAL LOAN APPLICATION
ATTORNEY SELECTION
YOU & LENDER
21-35
Calendar
Days
After offer is accepted
APPRAISAL
bank appraiser
MORTGAGE COMMITMENT
you & lender
FINAL WALK-THROUGH
you & realtor
CLOSE
you & TITLE COMPANY
*A Real Estate Attorney is recommended but not required.
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.
MAINE
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
you & realtor
iNTRO TO TITLE COMPANY & realtor
TITLE COMPANY & REALTOR
10-14
Calendar
Days
After offer is accepted
FULLY EXECUTED PURCHASE AND SALES AGREEMENT
YOU & REALTOR
FORMAL LOAN APPLICATION
YOU & LENDER
inspections
Home inspector
21-35
Calendar
Days
After offer is accepted
APPRAISAL
bank appraiser
cONTACT UTILITY COMPANIES
you
FINAL WALK-THROUGH
you & realtor
CLOSE
you & TITLE COMPANY
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.
FLORIDA
Home Search with your REALTOR
OBTAIN FINANCING PRE-APPROVAL
Contract + OBTAIN INSURANCE & APPLY FOR HOA/COA*
YOU & rEALTOR
10-14
Calendar
Days
After offer is accepted
inspections
Home inspector
SUBMIT FINANCIALS TO LENDER
YOU & LENDER
21-35
Calendar
Days
After offer is accepted
APPRAISAL
bank appraiser
MORTGAGE COMMITMENT
you & lender
FINAL WALK-THROUGH
you & realtor
CLOSE
you & TITLE COMPANY
*NOTE* These are estimates only based on the typical timeframes during the homebuyer process.